James Pappas

2017 Spencer Scholar
St. John’s University

Entering senior year of high school I was extremely unsure of what college to attend. I felt I’d never find my purpose. One night while talking with my mom, she told a story about my grandma that made me realize how insurance helps during hard times. It was then that I decided that I wanted to be part of an industry that made a difference. I started to look at schools that offered risk and insurance programs and found St. John’s University.

I am now confident, optimistic, and energized about my future. I know I’m entering a good industry. Spencer has relieved financial burden of college expenses and allowed me to focus on academics and professional growth. I have learned so much through my internship experiences at XL Catlin, and am excited for my career as an underwriter. As I move forward, I have a plan, and thanks to Spencer, I am prepared to meet the challenges.